Almost all properties are purchased with a mortgage. Before embarking on a property buying venture, find out how much you can borrow and repay by booking an appointment with a mortgage advisor. This will allow you to work out a budget for your purchase.
Please contact a member of our Sales Team. We will discuss with you your requirements including budgets and offer any properties currently available which best suit your needs . We also encourage you to register your details in order to receive updates from us with new properties. We advertise all our properties on Zoopla, Rightmove and Prime Location as well as on our website. Featuring high quality images and detailed specification, you will be given a detailed guided tour around our current properties.
If your purchase involves selling your current home we advise list your property for sale before looking for a new home. Being ready to sell means you are less likely to miss out on your dream home.
Finding a new home can be stressful, We can help making it as stress free as possible by , providing you as much information as possible which will assist you making the right decision. Having a good clear idea of what you want, and more importantly what you don’t want will also help. Knowing your budget is also important.
Once you have selected property/properties which you feel is right, we will arrange a viewing for you at your convenience, our team will provide you a guided tour, provide information on the property and answer any questions you may have.
Once you find your perfect property you can make an offer. Inform us of any conditions of the offer, which will be put forward to the vendor. As this point you must be able to demonstrate you have solicitors and a mortgage in principal.
For anyone – particularly first-time buyers - buying your new home can be a daunting prospect. Here at Rochester Place our expert staff will be on hand to guide you through the process from start to finish and will answer any queries that you have. Once your offer has been agreed, you must then instruct your solicitor to start the conveyancing process. We will write to both yours and the vendor’s solicitors putting them in contact and providing them with the agreed terms of sale. Both Solicitors will communicate between them and deal with all formalities including raising any enquiries on receipt of the draft contract from the seller's solicitor, request their own local searches, agree on a date for exchange of contracts. From this point forward your main point of contact will be your solicitor. We will also be communicating with both solicitors and keeping you and vendors informed of the progress right through to completion.
A survey of the property will be required and a surveyor will visit the property by prior arrangement on behalf of the mortgage lender to identify any structural problems and advise on the property's value. Once the survey/valuation is completed you will receive a report and a formal mortgage offer will be sent to you and your solicitor, which you will need to sign and return.
Until exchange of contracts there is no legal obligation of either the buyer or seller. Exchange of contracts occurs when all enquiries have been confirmed and agreed. Once the contract has been signed by both parties the deposit (usually 10% of the purchase price) will be transferred online or paid from your solicitor to the seller's solicitor and a mutual completion will be agreed.
This is the term given for the legal change of ownership from vendor to purchaser. The balance of monies due is transferred from your solicitor to the vendor’s solicitor and you become the legal owner. You will be notified when completion has taken place and you can then collect your keys.
